Abrigo
JUNE 19, 2020
Key Takeaways The unpredictability of the economy has created questions around reporting losses. Without historical data to rely on, institutions can explain why it determined a forecast and provide support for that determination. A financial institution should reflect its belief in the degree of the severity of the economy expected in the next few years.
Fundera
JUNE 18, 2020
When the coronavirus pandemic first hit the United States, a combination of stay-at-home orders, drops in consumer demand, and widespread illness forced businesses across the country to shutter, restrict operations, or otherwise alter their plans. . These necessary measures had devastating consequences: Many businesses had to lay off or furlough their employees.
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Pactola
JUNE 17, 2020
Lending requires an adequate assessment of risk, understanding of which risks can be managed and which ones cannot, and then having a fair rate of interest paid to the lender from the borrower for that risk. One key tool that lenders have developed over time to gauge risk is the risk rating model. These have ranged from a simple “pass-fail” model to a broader scale ranking, say 1-10, to a larger division of looking at the probability of default for a borrower and then the possible loss to the le
GoCardless
JUNE 18, 2020
This week celebrating Pride month, we hear from Vicky, one of our engineers.
Abrigo
JUNE 18, 2020
Key Takeaways The Paycheck Protection Program (PPP) has been a critical foothold for community financial institutions seeking to obtain and diversify business lending relationships. The key to making the PPP a profitable investment is to deepen these relationships into strong business relationships. Proactive outreach, reimagining the purpose of the branch, and evaluating business lending technology will be critical for PPP lenders and non-PPP lenders post-pandemic.
Fundera
JUNE 19, 2020
When setting up a website for your small business—whether a simple portfolio or ecommerce enterprise—there are plenty of options from which you can choose. A common decision small business owners have to make is choosing between Wix vs. Squarespace for their website building needs. Both Wix and Squarespace are well-known for offering simple pricing, easy-to-use features, helpful integrations, and a library of elegant templates for almost every kind of business.
Credit Management Source brings together the best content for credit management professionals from the widest variety of industry thought leaders.
Fundera
JUNE 16, 2020
Receiving timely payment from your customers is crucial to keeping your business finances in order and maintaining healthy cash flow in your business. Many business owners think receiving payment quickly is solely in the hands of the customer. But there are a number of things you can do to ensure you get paid faster. In this article, we’ll share how to get paid faster through 11 strategies.
Fundera
JUNE 15, 2020
Creating a professional online presence is essential when launching any business venture, in any field, of any size. Whether you’re building an ecommerce enterprise or simply want an online presence for your brick-and-mortar store, your website builder is key. Squarespace vs. GoDaddy are two of the more popular business website platforms you’ll come across, and both are really reliable choices.
GoCardless
JUNE 19, 2020
Risk-free interest rate is a theoretical return on an investment with zero risk.
GoCardless
JUNE 16, 2020
A UTR number is a unique 10-digit number used to identify taxpayers. Read on.
GoCardless
JUNE 19, 2020
Get more information about the different types of online payment system.
GoCardless
JUNE 19, 2020
Discover how to calculate retained earnings with our definitive guide.
GoCardless
JUNE 16, 2020
Does your business have a good average ARPU? Read on to find out.
GoCardless
JUNE 17, 2020
Find out how to calculate return on capital employed (ROCE).
Fundera
JUNE 14, 2020
If you’re taking on HR management duties for your small business (on top of your million other jobs, of course), things can get really overwhelming really quickly. But with a ton of HR management solutions on the market right now, there’s no reason for you to stress. CakeHR is just one of your many options if you’re looking to streamline and automate some crucial personnel management tasks.
Abrigo
JUNE 18, 2020
Key Takeaways New PPP loan forgiveness applications are out from the SBA, including an EZ Form 3508 aimed at streamlining the process. Neither of the new forgiveness application forms nor revised guidance mentioned any kind of “blanket forgiveness” for PPP loans under a certain dollar amount. Lenders and borrowers also received updated guidance on compensation amounts eligible for forgiveness over the extended 24-week period.
Fundera
JUNE 19, 2020
For the vast majority of small business owners, general liability insurance is a necessity. Without this type of coverage, a single lawsuit could devastate your business. Therefore, if you’re thinking about investing in small business insurance , this is one of the first policies you’ll want to consider. In this guide, we’ll explain how general liability insurance works, including what it does and does not cover, as well as what it costs—so you have all the information you nee
Fundera
JUNE 13, 2020
Top Business Ideas for Couples. B2B Products and Services. Online Education. Wellness Offerings. Food Delivery Services. Wedding Services and Products. Dropshipping Business. Food Truck. Subscription Model Business. Consulting Services. Owning your own business can be a thrilling challenge and a freeing endeavor. However, starting a business can also be very costly.
Fundera
JUNE 17, 2020
When you’re managing your team, using the right HR software can be essential to helping you stay organized, automate your processes, and save you both time and money. However, choosing the right small business HR solution isn’t always simple. There are a variety of software options available on the market, including everything from basic payroll platforms to more robust, all-in-one HCM (or human capital management) systems.
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