Fundera

NOVEMBER 1, 2017

The upcoming holidays are always a major boost for businesses—last year, holiday spending exceeded $1 trillion, up 8% from the year prior, and is always a healthy percentage of consumer spending for the whole year. As the holiday season begins to ramp up, have you thought about where you’ll be spending your money? While e-commerce is becoming more and more of a driving force for economic growth—due to convenience of shipping and e-commerce advertising efforts—it’s worthwhile to consider how you

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Small Businesses 99

Fundera

OCTOBER 29, 2017

Tracking your company’s cash balance can feel like an overwhelming task—but it doesn’t have to be. And doing so is essential to making sure your company is prepared for both good times and rough periods in the future. Here’s what you need to know about preparing and analyzing your cash flow statement to best inform day to day and long-term decisions about your business spending and general operations.

Transactions 96

Transactions Small Businesses 96

Fundera

OCTOBER 31, 2017

The end of daylight saving time is, for most of us, a blessing. Not only do we get an extra hour of sleep on the first Sunday of November, but for the next few weeks, our mornings are a little brighter. We much prefer the end of DST to the beginning, when we lose an hour. What’s less certain is the economic impact of daylight saving time—or what the point of it is at all.

Small Businesses 69

Small Businesses Credit and Collections 69

Fundera

OCTOBER 29, 2017

Over the past few years, the concept of workplace has changed dramatically. Expectations in the workplace have also changed. Advances in technology and multi-generational teams have redefined the modern workplace in many ways. More and more employees in these next generations are looking for something beyond the traditional approaches to employee engagement.

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69

Fundera

OCTOBER 28, 2017

Millennials, a term for those born from 1981 to 1997, are a unique generation with ample potential as entrepreneurs. Still, despite millennials being the most educated generation to date, factors like slowing asset accumulation, rising student debt, and coming of age during the Great Recession have made starting a small business a relatively rare thing for this demographic.

Small Businesses 67

Small Businesses Bankruptcy 67

Fundera

OCTOBER 29, 2017

What is APR ? You may find yourself asking this question for a variety of reasons, such as when applying for a credit card or comparing business loan offers. APR, also known as annual percentage rate, is defined by Investopedia as: “…the cost per year of borrowing. APR is not the same as the interest rate on a loan. Loans charge an interest rate, but usually also charge other fees, such as closing costs, origination fees or insurance costs, which are typically wrapped into the loan.

Credit Scoring 65

Credit Scoring Credit Card Companies Transactions Small Businesses 65

Fundera

OCTOBER 31, 2017

So, you’re looking for a business credit card. As you comb through your choices, you might be surprised to find more and more tech companies offering credit cards. From Amazon to Uber —it seems like everyone is trying to make it in the credit card business. The massively popular mobile payment app, PayPal, is no exception. But if you’re thinking of making a beeline for the PayPal business credit card, whose official title is the PayPal Extras Mastercard , take a moment to consider the details an

Transactions 52

Transactions Small Businesses 52