Sat.Apr 07, 2018 - Fri.Apr 13, 2018

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5 Ways to Start a Business When You’re in Debt

Fundera

Deciding to start a small business is one of the most rewarding decisions of your life. But not only does it take hard work to make it successful—you’ll need money to get the company off the ground in the first place. And when you’re in debt, that can seem impossible. Although the size of your initial investment will vary based on the type of company you hope to start, the Small Business Administration estimates even home-based micro-businesses could cost several thousands of dollars to launch.

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Getting paid on time: Free e-Guide for agencies

GoCardless

The ultimate guide to getting paid on time for agencies. We guide you through practical, low-cost, high-impact tactics that will reduce your agency's average payment times and debtor days.

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10 Sources of Financing for a Startup or New Small Business to Explore

Fundera

As thrilling as it is to start a new small business, the stress can be just as insane. Especially if you’re worrying about money and have to start looking into sources of finance for your startup. Because beyond the creative thinking and careful planning that go into coming up with a winning business model, you as the business owner are likely also facing the arduous task of finding the money to make it all come to fruition.

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How to Close a Business—and Make Sure You Stay Within the Law, Too

Fundera

Although everyone aims to succeed when starting a business , the reality is that some entrepreneurs unfortunately don’t. It’s not a fun thing to figure out how to close a business, but turning the page can also provide peace of mind and open opportunities for new ventures. It’s also, of course, necessary from a legal standpoint. Shuttering a company means doing more than putting up a sign that reads “Closed.

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Take These 3 Steps Before Hiring a Lawyer for Small Business

Fundera

When you start your new business, you’ll have to learn a lot of skills you never imagined you would. One thing you shouldn’t take care of yourself, however, is anything legal related—which is why you need to be well versed in hiring a lawyer for small business. Law, put simply, is a complicated field. There’s a reason why lawyers have to endure three years of law school and several dedicated months of bar-exam preparation to become licensed to practice.

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What’s the Difference Between Savings Accounts vs. CDs?

Fundera

You should feel great if you’ve gotten your business to a point where you have enough income to start squirreling some away. So, next, you need to know where to put it—which means understanding questions like the difference between savings accounts vs. CDs. That’s a good thing to know if you’re hoping to make your money grow. After all, both savings accounts and CDs are both for earning interest on your money, as opposed to dealing with day-to-day expenses through a business checking account.

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SBA Adds a 25-Year Term on SBA 504/CDC Loans—and More Savings For You

Fundera

If you ever wanted to apply for an SBA 504/CDC loan, there’s a whole new reason to reason to gather your application materials—the US Small Business Administration has extended SBA 504/CDC loan terms of 25 years for qualified small business borrowers. This great news just adds to the many reasons why there are so many advantages of SBA loans. For business owners looking to finance the purchase of land, office space, equipment, and other fixed assets, SBA 504/CDC loans are one of the best options

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Wells Fargo Business Checking Accounts: What to Know As a Small Business Owner

Fundera

If you’re a small business owner who lives near one of the 6,000-plus Wells Fargo locations across the country, then it’s no surprise you’d be curious about the range of Wells Fargo business checking accounts. It’s absolutely crucial that once you’ve gotten cracking on a new business idea that you open a business checking account —so it’s fantastic that you’re taking this first step, and you’ve found a place to start.

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The complete guide to Direct Debit for agencies

GoCardless

Everything your agency needs to know about collecting client fees by Direct Debit and how to get started.

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Room to manoeuvre: flexible payments for vulnerable energy customers

GoCardless

Energy customers in a tight corner need flexibility when it comes to payment.

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7 Common Financial Mistakes New Freelancers Make (and How to Avoid Them)

Fundera

In some ways, freelancing is the dream: You get to choose clients and projects that excite you, create your own schedule, and get paid for doing exactly what you love. But without the safety net of an employer-sponsored salary, you’ll also need to be responsible for your own financial obligations—both personal and professional. Unless you’re a freelance financial pro, too, then, you’re likely to make one of these common financial mistakes as a new freelancer.

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Does Every Small Business Need an Accountant, or Can You Sometimes Wing It?

Fundera

Maybe you’ve just started your business, and you’re wondering if you need to hire an accountant. Or perhaps you’re still in the planning stages of a new business, and you’re deciding whether or not to hire an accountant before going all in. If you ask an accountant whether or not you should work with someone to help you with your books professionally, you know the answer will be yes.

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Credit Card Companies Are Eliminating Signature Requirements, So What Should Your Business Do?

Fundera

When’s the last time you used your signature on anything other than a credit card receipt? If you need to stop and think about it, then you’re among the 55% of consumers who only sign their names a few times a month. Credit card issuers know that—and that’s why, starting April 13, four major credit card companies are eliminating signature requirements for in-store purchases.