Fundera
SEPTEMBER 5, 2019
How Many Small Businesses Are There in the U.S.? There are 30.2 million small businesses in this country. Small businesses comprise 99.9% of all United States businesses. You’ve probably heard it said that “small business is the backbone of America.” But what does that saying mean in practice? How many small businesses are there in this country, and how many people do they employ?
Abrigo
SEPTEMBER 6, 2019
This morning’s BLS Employment Situation Report showed a disappointing 130,000 net jobs created for the month of August. Analysts had anticipated a gain of 150,000 jobs. Moreover, 25,000 of those jobs created were by the Federal Government due to hiring for Census-related activities. The Census will distort the payroll numbers until the process is completed.
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GoCardless
SEPTEMBER 6, 2019
Find out more about the expansion of our partnership with Zuora.
Abrigo
SEPTEMBER 5, 2019
When a community financial institution spends a lot of money on technology, the last thing management wants is to be disappointed. It’s actually the last thing the technology provider wants as well – if the vendor plans to stay in business. The good news is that financial institutions can take several steps to ensure they avoid troublesome software integrations, says Steven Martin of Marcato Advisors, a bank consulting firm focused on achieving success with fintech.
Fundera
SEPTEMBER 5, 2019
How to Accept Credit Card Payments Over the Phone. In order to accept credit card payments over the phone, you’ll need to work with either a merchant account provider or payment service provider. With your chosen provider, you’ll be able to take phone payments by inputting credit card information into a virtual terminal on your computer, smartphone, or tablet, or—if you have a POS system that allows you to do so, you can input phone-based payments this way.
Fundera
SEPTEMBER 4, 2019
Starting a Business in NJ: 6 Steps. Choose a business name and entity. Register your business. Understand and adhere to local regulations. Get business insurance. Open a business bank account. Secure startup funding. If you’re thinking about starting a business in NJ, you’ll be joining a vibrant entrepreneurial community that’s already thriving in the Garden State.
Credit Management Source brings together the best content for credit management professionals from the widest variety of industry thought leaders.
Fundera
SEPTEMBER 6, 2019
Payoneer Review. Payoneer is a payments service that facilitates bank, eCheck, and ACH transfers. There is no fee associated with certain types of bank transfers, and it is free to open a Payoneer account. What’s more, Payoneer comes with tools for tax administration and invoicing, plus a debit card. Payoneer receives high marks on all major customer review websites.
Fundera
SEPTEMBER 6, 2019
If you’re planning a new small business, money is definitely on your mind. Whether that means spending it or making it, one of the biggest considerations any entrepreneur has to make is where to store it. And finding the right business bank account isn’t so simple. There are a ton of considerations to make when selecting a business checking account , including whether you want to go with a bank that has tons of branches, lots of perks, or a local option that offers hands-on support for small bus
Fundera
SEPTEMBER 3, 2019
You’re on the road—and you need a fuel up. If you’re a savvy road warrior, you’ll look to find the best fuel card for truckers. These business credit cards —also called “ fleet cards ”—can provide you rewards every time you fill up, and may enable you to redeem points or cash back at tens of thousands of gas stations around the country. There are certainly a lot of contenders for the “best fuel credit card for truckers” title, so you’ll want to know what to look for and how to determine what you
Fundera
SEPTEMBER 2, 2019
Pennsylvania has always attracted small business innovation. Historically, it was a primary producer of the nation’s steel, coal, oil, and lumber. Today, the state is home to thriving life sciences, manufacturing, and agribusiness sectors. If you’re among the 1 million entrepreneurs who operate in the Keystone State, you’ll need to choose a business entity structure for your company. .
Fundera
SEPTEMBER 2, 2019
Sourcing profitable products is job one for most online sellers, and there are many ways to fill up those virtual shelves. You can make items yourself, buy goods from wholesalers, or work with manufacturers to direct source products. For most ecommerce businesses , the last option is by far the most profitable sourcing strategy. When you work directly with product manufacturers, you cut out the wholesale middleman—and their markups—leaving you with more profit in your pocket.
Fundera
SEPTEMBER 1, 2019
SwipeSimple Review. SwipeSimple is a mobile POS system provided by payments technology provider CardFlight. It comes with a broad range of features that can serve both merchants on-the-go and merchants who sell behind a countertop. Plus, SwipeSimple partners with some of the top merchant account providers, giving you the flexibility to find a service that best fits your needs.
Fundera
AUGUST 31, 2019
Paul Bolonik had a choice between two different paths. The first choice was to leverage his law degree and experience working in the Brooklyn district attorney’s office to have a fairly traditional career as a lawyer. The second was to use his law experience to become an ecommerce entrepreneur who sells custom mailboxes on Amazon. . Bolonik chose the latter option.
Fundera
SEPTEMBER 5, 2019
If you own a business—or are thinking about starting one—you’re in excellent company: there are 28.8 million small businesses in the United States, according to the U.S. Small Business Administration , and they have 56.8 million employees. Small businesses (defined as businesses with fewer than 500 employees) account for 99.7% of all business in the U.S.
Fundera
SEPTEMBER 1, 2019
What Is Commercial Crime Insurance? Commercial crime insurance covers losses associated with business-related crimes, such as employee theft, money and securities fraud, check forgery, and robbery. It’s most often purchased by retail businesses that handle cash, businesses with high employee turnover, and companies with valuable assets. Every year, crime costs American companies billions of dollars, and small independent businesses often feel the impact hardest of all.
Fundera
SEPTEMBER 4, 2019
If being a homebrewer for the rest of your life just isn’t cutting it, you may be pursuing your dream of opening your own craft brewery. And, if you’ve done any homework, you know that managing the finances of a brewery can be a daunting process. Breweries are incredibly capital-intensive businesses for which a small business loan is often necessary: There’s outlay for grain, adjuncts, hop contracts , fermenters… and, wow, that water bill.
Fundera
SEPTEMBER 5, 2019
Running a shop is no easy matter, be it an online or brick-and-mortar establishment. Keeping your customers coming back while managing employees, invoices, and product sourcing are challenging enough tasks on their own. On top of all of that, you also need to make sure you’ve got enough stock to fulfill orders and keep the money coming in. If this resonates with you, you’re probably looking at the best inventory management systems to help keep everything straight.
Fundera
SEPTEMBER 3, 2019
BlueSnap Review. BlueSnap is a payment gateway with an API that allows you to create a hosted payments page, manage recurring payments, manage ecommerce marketplaces, and a variety of other functions. You can accept a wide variety of different payment methods with BlueSnap, and process payments from 178 different countries. Pricing is 2.9% + $0.30 per transaction.
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