Due

APRIL 11, 2023

When you talk about managing your finances, how frequently do you review your expenses? Don’t you worry about grocery bills pinching your wallet or travel expenses rising like never before? Well, whether you curse inflation, recessions, market downturns, or international events, future-proofing your money is crucial.

Medical Billing 75

Medical Billing Credit Scoring 75

Due

FEBRUARY 22, 2023

In fact, about half of workers in their mid-50s have retired in the last three years. Despite this, the Great Recession’s scar has remained visible over the years. So if there’s one great lesson we got from the crisis, it’s to prepare for retirement. Others aim to retire as early as 40 years old.

Bankruptcy 111

Bankruptcy Insurance Companies Default 111

Due

MARCH 26, 2023

In the past three years, we saw how life could be fleeting and brittle, just like a thread. In the wink of an eye, it may break or shred when we least expect it. What will happen when we can’t make a living or find a secure income stream anymore? What will happen to us when we enter our golden years?

Brokerages 80

Brokerages Deductions Credit Unions Transactions 80

Due

JANUARY 22, 2023

In this article, we’ll explore several passive income ideas that seniors can use to boost their retirement income and live more comfortably and securely. P2P lending carries some risk, as there is the potential for default. That’s where passive income comes in. Passive Income Ideas for Seniors to Boost Retirement Income 1.

Default 132

Default 132

Credibly

APRIL 10, 2023

Table of Contents What is a Recession-Proof Business? 10 Recession-Proof Business Ideas How to Make Your Business Recession-Proof How a Small Business Loan Can Help Many assume that a recession is a terrible time to start a business. Recessions create less competition, which is a big advantage for an upcoming business.

Credit Scoring 40

Credit Scoring Small Businesses 40

Credibly

APRIL 10, 2023

Table of Contents What is a Recession-Proof Business? 10 Recession-Proof Business Ideas How to Make Your Business Recession-Proof How a Small Business Loan Can Help Many assume that a recession is a terrible time to start a business. Recessions create less competition, which is a big advantage for an upcoming business.

Credit Scoring 40

Credit Scoring Small Businesses 40

Abrigo

OCTOBER 4, 2022

In October 2021, I wrote about how the management of banks and credit unions could position institutions for growth as they waited for the Fed to begin hiking interest rates. Fast forward to 2022 and we have just that. Is that what we are seeing? This means they now carry additional value at risk. 5 rate hikes.

Credit Unions 78

Credit Unions CECL Credit Risk 78

Abrigo

OCTOBER 20, 2020

The banking industry has faced many challenges in 2020, from transitioning to CECL, managing Paycheck Protection Program loans, and navigating an unprecedented economic recession. More than 500 banking professionals across the country gathered for a two-day 2020 ThinkBIG: Manage Risk. Drive Growth.

CECL 78

CECL Credit Risk Transactions 78

Abrigo

APRIL 14, 2020

It is no secret that we are all trying to cope with and manage through the uncertainty due to the coronavirus and the health and economic impacts of COVID 19. The impact to financial institutions is of utmost concern to us at Abrigo, and we are committed to helping our 2500+ clients as they face uncertainty in earnings and cash flow.

Credit Risk 78

Credit Risk CECL 78

Due

JANUARY 27, 2023

Gen Z may find it difficult to think about retirement planning, saving, and investing. A recession is also on the horizon. As we look forward to the new year, Rocket Homes examined the goals of Gen Z for the year 2022. How about becoming an entrepreneur ? And, for good reason. Increase your income. In 2022, 28.9%

Credit Scoring 105

Credit Scoring Credit and Collections Credit Card Companies Default 105

Loomis Sayles Credit Research

JANUARY 13, 2023

What’s your view on current spread levels and where might they go from here? We believe recent spread tightening will prove to be a false relief rally. However, we have a cautious outlook and expect spread widening from current levels. Combined, we believe these factors could lead to a turbulent 2023 in credit markets.

Credit Risk 52

Credit Risk 52

Abrigo

JANUARY 11, 2022

You might also like this webinar, "ALM Basics: Best Practices in Measuring, Monitoring, and Controlling Interest Rate Risk" WATCH. Takeaway 1 ALM in banking means managing the cash flows of assets and liabilities to increase profitability, manage risk, and maintain safety and soundness. . 4 Common questions about ALM.

Credit Unions 78

Credit Unions Credit and Collections Credit Risk Default 78

Due

FEBRUARY 22, 2023

In fact, about half of workers in their mid-50s have retired in the last three years. Despite this, the Great Recession’s scar has remained visible over the years. So if there’s one great lesson we got from the crisis, it’s to prepare for retirement. Others aim to retire as early as 40 years old.

Bankruptcy 52

Bankruptcy Insurance Companies Default 52

JSP Credit Management

APRIL 28, 2022

During a recent venture to Birmingham to attend a lecture on business strategy, we were made aware that our connection to the university qualified us for a free subscription to the Financial Times. That, we thought, was a genuinely nice benefit, to having been a product of university life. There are some clues in the guidance.

Debt Collections 52

Debt Collections Bad Debt Credit Management Credit Risk 52

FICO Blog

DECEMBER 8, 2022

Addressing Portfolio Risk in Economic Uncertainty: Part 2 (2022). Building portfolio risk resilience into customer acquisition. If we think of a lending portfolio as an exclusive night club, its underwriting policy acts as the doorperson, checking IDs and making sure anyone trying to enter meets minimum acceptance criteria.

Default 52

Default CECL Credit Risk 52

Commercial Lending

JUNE 2, 2021

Listen to Audio Segment of Brad on Real Estate Revealed Here: [link]. I would also like to thank everyone that has sacrificed for our country so that we can all be here today, safe, healthy and free, doing this show this morning. Now to get into what we are here to talk about today. Good Morning.

52

52

Commercial Lending

OCTOBER 25, 2021

Listen to Audio Segment of Brad on Real Estate Revealed Here: [link]. I wanted to spend some time this morning talking about some of the pros and cons of debt and leverage when it comes to commercial lending. . . Keep in mind, higher leverage transactions typically come with higher interest rates and they also come with higher risk.

Transactions 52

Transactions Small Businesses 52

Fundera

MARCH 19, 2020

Everything you’re about to read is my opinion—not fact. It’s just what I think based on the experience accumulated over the course of running Fundera, and I thought I’d share it with you in the hopes that you find it helpful. We are in the midst of an unprecedented moment in history. Lenders need to mitigate risk.

Small Businesses 45

Small Businesses Default 45

Due

DECEMBER 30, 2022

When you switch to a fixed-rate loan, your monthly payments will remain steady and you won’t have to worry about periodic increases. So, if you are looking to refinance once rates lower, here’s how you can prepare. Many homeowners are not interested in refinancing because of high-interest rates. Determine a refinancing goal.

Credit Scoring 121

Credit Scoring Medical Billing Deductions 121

Your Virtual Credit Manager

JUNE 20, 2023

It is therefore no surprise that small business owners’ top economic concerns are inflation, recession, commodity prices, the U.S. Any sales growth is likely to moderate, or even turn negative, in a recession. As economic headwinds build, business leaders tend to batten down the hatches by cutting cost and minimizing risk.

Credit Risk 20

Credit Risk Bad Debt Credit and Collections AR Aging 20

Fundera

NOVEMBER 25, 2017

Here’s one thing to get straight: an accountant is not the same thing as a bookkeeper. Think of a bookkeeper as working with short-term finances, while an accountant works with longer-term finances. Think of a bookkeeper as working with short-term finances, while an accountant works with longer-term finances.

Small Businesses 108

Small Businesses Deductions Accounting Firms Transactions 108

Fundera

JULY 20, 2016

We spoke to the long-time owner of a Blimpie franchise on a military base in southern Texas about his experiences, and he asked that we keep him anonymous out of respect for his coworkers and employees. We’ll call him Mr. Jones. Here are 6 things military base businesses need to know: 1. Newsstands.

Small Businesses 71

Small Businesses 71

Fundera

JUNE 13, 2018

And there are variations within those variations, which we’ll get into here, too.) Long-term and short-term loans vary according to the length of their terms, of course, but there are a bunch of less obvious differences between them as well: Their eligibility requirements, loan amounts, and interest rates can vary dramatically, too.

Credit Scoring 74

Credit Scoring Default Credit Unions Small Businesses 74

Fundera

AUGUST 26, 2020

If you’ve ever spent an evening at a fun local bar, you may have wondered about whether you could run your own drinking establishment and be successful. This being said, if you’re thinking that you might take that idea and turn it into a reality, you’re now probably wondering how to open a bar in your neighborhood.

Small Businesses 40

Small Businesses Transactions 40

Fundera

SEPTEMBER 13, 2016

More than 80% of banks reported that they tightened their lending standards for small businesses after the recession. Today, only about 20% of small business owners who apply for bank loans are approved. In general, here are some things to keep in mind when you apply for any of Chase’s loans. Chase cares about the numbers.

Small Businesses 104

Small Businesses Credit Scoring Credit and Collections Credit Card Payments 104

Fundera

MAY 3, 2016

Here’s one thing to get straight: an accountant is not the same thing as a bookkeeper. Think of a bookkeeper as working with short-term finances, while an accountant works with longer-term finances. Think of a bookkeeper as working with short-term finances, while an accountant works with longer-term finances.

Small Businesses 72

Small Businesses Deductions Accounting Firms Transactions 72

Fundera

SEPTEMBER 13, 2016

More than 80% of banks reported that they tightened their lending standards for small businesses after the recession. Today, only about 20% of small business owners who apply for bank loans are approved. In general, here are some things to keep in mind when you apply for any of Chase’s loans. Chase cares about the numbers.

Small Businesses 92

Small Businesses Credit Scoring Credit and Collections Credit Card Payments 92

Fundera

DECEMBER 12, 2018

When searching for business financing , it’s all about hearing one phrase: “You’re approved.” After a big post-Recession decline, approval rates in small business lending have quickly picked up speed. Here are some of the divisions between good and bad credit businesses: 1.

Credit Scoring 54

Credit Scoring Small Businesses Deductions 54

Fundera

SEPTEMBER 7, 2016

Ever since the recession, the two have grown further and further apart. There are many Wells Fargo small business loans out there—and here’s your guide to all of them. Here are the 5 C’s of credit you’ll need to meet in order to qualify for a loan with Wells Fargo: 1. billion to small businesses. Definitely not. Bankruptcy.

Small Businesses 59

Small Businesses Credit Scoring Bankruptcy Credit Reporting Agencies 59

Due

MARCH 17, 2024

But first, we have to remember one crucial thing—constructing a diverse portfolio is only half the battle. With that in mind, we’ll discuss how to build a diverse investment portfolio, and we hope to bring you advice that is applicable both if you are a retiree or a younger investor. Several factors come into play here.

Credit and Collections 105

Credit and Collections 105

Fundera

APRIL 11, 2016

We do this because transparency isn’t just a buzzword at Fundera—it’s our mission. From our Small Borrower Bill of Rights to our very own business model, we’re trying to bring openness and accessibility to the lending industry. Executive Summary. history and are currently entering their peak spending years.

Small Businesses 76

Small Businesses Credit Scoring Credit Card Companies Transactions 76

Abrigo

MARCH 13, 2023

Stress testing & deposit strategies in the spotlight The failure of Silicon Valley Bank offers other financial institutions the chance to reassess their approaches to and management of interest rate risk, liquidity risk, and credit risk. But we do know that this bank had a unique business practice.

CECL 78

CECL Credit Risk Credit Unions 78

Due

MARCH 28, 2023

It’s been over a decade since the Real Estate Bubble and the Great Recession. Although the recession only lasted two months, the road to recovery was long and winding. In 2008, the Great Recession put millions of Americans into the gutter. It was only in 2014 that the unemployment rate returned to pre-recession levels.

Bankruptcy 75

Bankruptcy Brokerages Deductions Transactions 75

Due

MARCH 4, 2023

It’s been over a decade since the Real Estate Bubble and the Great Recession. Although the recession only lasted two months, the road to recovery was long and winding. In 2008, the Great Recession put millions of Americans into the gutter. It was only in 2014 that the unemployment rate returned to pre-recession levels.

Bankruptcy 72

Bankruptcy Brokerages Deductions Transactions 72

Due

MARCH 4, 2023

It’s been over a decade since the Real Estate Bubble and the Great Recession. Although the recession only lasted two months, the road to recovery was long and winding. In 2008, the Great Recession put millions of Americans into the gutter. It was only in 2014 that the unemployment rate returned to pre-recession levels.

Bankruptcy 52

Bankruptcy Brokerages Deductions Transactions 52

Fundera

SEPTEMBER 18, 2020

Here is what you need to know about how to downsize a business successfully. There are several reasons for downsizing: Economic recession. These are risks you incur when downsizing a business. If you want to figure out how to downsize a business while mitigating these risks, be sure to follow these tips.

Small Businesses 98

Small Businesses 98

Lendio

JANUARY 15, 2023

Don’t waste your valuable time stressing about Trump’s latest tweet’s impact on the stock market or trade war tariffs with China. Opportunities: What new opportunities could your business seize or take a risk on? The internet isn’t a passing fad—it’s here to stay. 2023 was a bumpy year. There’s still time to rescue your company.

Small Businesses 59

Small Businesses Default Transactions 59