Lendio

MARCH 15, 2023

What is business insurance? For the better part of your adult life, you’ve probably been paying for car insurance, life insurance, and health insurance. What is business insurance? Why Does Your Business Need Insurance? It’s exactly what it sounds like.

Small Businesses 52

Small Businesses Insurance Companies 52

Lendio

FEBRUARY 28, 2024

It’s time to close the funding gap and open more women-owned small businesses. As of 2020, there were more than 13 million women-owned businesses (including sole proprietorships and employer firms). Women can start any small business they want—including full-time or side businesses, franchises , and home-based businesses.

Small Businesses 98

Small Businesses Cybersecurity Deductions 98

Lendio

APRIL 23, 2024

For small businesses, understanding the basics of ACH is important on two fronts: you can make and receive payments through ACH, and ACH is a common method funders use to collect repayment of a business cash advance. The ODFI would be the insurance company’s bank. What are Automated Clearing House (ACH) transactions?

Transactions 52

Transactions Small Businesses Electronic Funds Transfer Credit and Collections 52

Fundera

MARCH 5, 2018

So you have a website for your small business—and you’ve even set up a blog! If you’re regularly posting on your small business’s website , you want to make sure that your blog posts are reaching people—your target audience specifically—and not just languishing in cyberspace, unread. Blogging isn’t easy.

Small Businesses 65

Small Businesses 65

Lendio

DECEMBER 14, 2023

You’ve invested years of training, built a solid book of loyal clients, and created a foolproof business plan. But just like any savvy business owner, you must understand your overhead costs to run a beauty salon if you want to ensure business success. At the minimum, you should have a business and cosmetology license.

Medical Billing 52

Medical Billing Credit Scoring Transactions Small Businesses 52

Lendio

DECEMBER 12, 2023

Or, maybe you’re passionate about cars and interested in starting a business in the automotive industry. From creating a business plan to hiring mechanics and building your brand, we’ll cover all the essential steps you need to take to make your dream of owning an auto repair shop a reality. Create a business plan.

Small Businesses 52

Small Businesses Transactions 52

Abrigo

DECEMBER 18, 2023

WATCH Takeaway 1 Banks and credit unions are critical sources of capital for businesses in their communities, so how institutions assess CRE credits matters. It could also provide unnecessary opportunities for competitors to get the business relationships. Small banks have 4.4 of small bank assets, compared with only 6.5%

Credit Unions 88

Credit Unions Credit Risk Insurance Companies Small Businesses 88

NorthOne

MAY 12, 2023

Plumbers liability insurance can protect your business in case of an accident. This type of general liability insurance covers you and your business against damage to third parties and their properties. What is general liability insurance? Is liability insurance required for plumbing contractors?

Small Businesses 52

Small Businesses 52

Lendio

MARCH 15, 2023

At the start of every small business’ journey, regardless of industry, entrepreneurs can expect to incur startup expenses. However, the amount of money a startup can expect to spend up front will vary greatly depending on the type of business it is looking to establish. As the adage goes, “You have to spend money to make money.”

Cybersecurity 52

Cybersecurity Transactions Credit Card Companies Deductions 52

Lendio

JUNE 13, 2023

Employers often base bonuses on a variety of factors, including: The amount of the base salary The performance of the employee The success of the business Sales attributed to the employee Referrals attributed to the employee The way in which bonuses and other salary benefits are provided should be clear and written in a company policy.

Small Businesses 52

Small Businesses 52

Lendio

NOVEMBER 13, 2023

million for eligible energy projects and small manufacturers) Term 10, 20, or 25 years Interest rates Based on 10-year U.S. SBA 504 loans are designed to promote business growth and job creation through the purchase of real estate or other long-term assets. In this case, a borrower can receive $5.5 What are 504 loans used for?

Credit Unions 97

Credit Unions Credit Scoring Default Small Businesses 97

Lendio

MARCH 21, 2023

When financing major equipment for your small business, many lenders may require you to purchase a specific type of insurance that protects the value of your purchase. Here’s what you need about this type of insurance and why it’s so important. What is Equipment Breakdown Coverage?

Deductions 52

Deductions Credit and Collections Insurance Companies Small Businesses 52

Lendio

JUNE 13, 2023

However, those businesses may wonder what types of benefits they must provide for those part-time employees. In many cases, it is up to the discretion of the business to determine which benefits they offer to part-time employees. It may be based on the performance of the employee or success of the business.

Medical Billing 52

Medical Billing Small Businesses Insurance Companies 52

Lendio

APRIL 20, 2023

Likewise, taxes can seem like a curse to business owners, adding pressure to the already slim margins of a small business. Small businesses of all types pay an estimated average effective tax rate of 19.8%,” says tax expert Jean Murray. “The Tax Credits For Small Businesses Awareness is key.

Small Businesses 52

Small Businesses Deductions 52

NorthOne

JUNE 9, 2023

As a general contractor, insurance coverage is essential for protecting your business and mitigating financial risks. Choosing the right insurance can be overwhelming, but following a few key steps can help simplify the process and make sure you have the right coverage for your needs. What is General Contractor Insurance?

Medical Billing 52

Medical Billing Insurance Companies Small Businesses 52

Lendio

NOVEMBER 13, 2023

Starting a general contractor business can be a rewarding venture, providing the opportunity to showcase your skills while helping others achieve their construction and renovation dreams. We’ll walk you through the necessary steps, ensuring you understand the ins and outs of launching your own general contractor business.

Credit and Collections 52

Credit and Collections Small Businesses Default 52

NorthOne

DECEMBER 9, 2022

Owning a sole proprietorship can be a rewarding venture—but what kind of businesses are good examples? A sole proprietorship, by definition, is a business where the financial and other liabilities directly pass to the owner. What makes a sole proprietorship different from other business types?

Credit Card Payments 52

Credit Card Payments Small Businesses 52

NorthOne

JUNE 1, 2023

Salon insurance is an essential part of running a successful salon business. It is a package of policies designed to protect your business from various risks, such as property damage, liability claims, and workplace injuries. Without salon insurance, your business could be at risk of financial ruin if an unexpected event occurs.

Deductions 52

Deductions Small Businesses 52

Lendio

MARCH 27, 2023

Cybersecurity should be a fundamental concern of every small business, and the issue will only grow in importance as time passes. Even if your business’s online presence begins and ends with an email address, you still need to spend time, effort, and probably some money on keeping your technology and data secure.

Cybersecurity 52

Cybersecurity Small Businesses 52

NorthOne

NOVEMBER 30, 2023

But, as with any business, this dream comes with a price tag. Regulatory compliances— from health and safety permits to business and cosmetology licenses—can accumulate costs. 4 Team dynamics: Human resources are pivotal in every business, and salons are no exception. Comprehensive insurance coverage is non-negotiable.

Small Businesses 52

Small Businesses 52

NorthOne

JUNE 9, 2023

If you own a business providing heating, ventilation, and air conditioning (HVAC) services, you already know that whether you are installing systems, cleaning air ducts, or performing repairs, there are risks involved. Therefore, it’s essential to have proper insurance coverage to protect you from potential losses.

Medical Billing 52

Medical Billing Deductions Bankruptcy Small Businesses 52

Cpcmcredit Blog

JANUARY 16, 2024

For those running small businesses, there are numerous insurance products available, some of which are linked to finance and others not so. The only insurance product I assist with is Credit Insurance, which I co-ordinate through a broker I’ve known for many years.

Credit Management 52

Credit Management Small Businesses 52

Lendio

APRIL 21, 2023

It’s hard enough for individuals to keep up with all the rules involved in preparing a personal tax return, but businesses have it even harder. Businesses are required to pay types of taxes, file entity tax returns, and ensure that they are compliant with all applicable regulations. What Are The Different Types Of Business Taxes?

Small Businesses 96

Small Businesses Deductions Credit and Collections 96

NorthOne

DECEMBER 9, 2022

If you’ve ever dreamed of becoming your own boss, one of the first steps is thinking about what kind of business you’d like to start—and if you like working outside with your hands, owning a pressure washing business may be right for you. Continue reading to learn some of the ins and outs of how to start a pressure washing business.

Small Businesses 52

Small Businesses 52

Lendio

FEBRUARY 22, 2023

Small Business Administration (SBA), small businesses account for 99.7% of all businesses in the U.S. But what exactly is a small business? Keep in mind that your NAICS code should describe the primary activity of your business or the one that produces the most revenue. According to the U.S.

Small Businesses 72

Small Businesses 72

Due

MAY 5, 2023

By going paperless with your bills , you can reduce clutter around the house — and even save some trees All the companies that you do business with make it easy for you to opt for electronic billing. This includes banks, credit card companies, cable TV providers, cellphone companies, and insurance companies. Automate your bills.

Insurance Companies 119

Insurance Companies Credit Scoring Medical Billing Brokerages 119

Lendio

JUNE 13, 2023

Business growth ultimately means an expansion of the workforce as well. When your small business is ready and it’s time to hire , you will want to know how to hire employees. Hiring for small businesses does not have to be complicated. Hang Department of Labor Posters The U.S.

Small Businesses 52

Small Businesses 52

NorthOne

JUNE 9, 2023

Construction insurance plays an essential role in protecting your construction business from financial loss. From general liability to workers’ compensation, choosing the right insurance policy is crucial. From general liability to workers’ compensation, choosing the right insurance policy is crucial.

Deductions 52

Deductions Small Businesses 52

Lendio

NOVEMBER 14, 2023

For the right entrepreneur, laundromats can be an exciting business opportunity. Laundromats might not be as glamorous or exciting as other business ventures, but the fact remains that many people use laundromats on a consistent, repeated basis—which means consistent, repeat revenue for the laundromat owner.

Credit and Collections 52

Credit and Collections Small Businesses 52

Lendio

OCTOBER 11, 2023

According to Small Business Administration (SBA) data , the median cost to start a restaurant in 2018 was $75,000. Location and property Location is a crucial consideration in the restaurant business. However, it may tie up a large amount of capital that could be used elsewhere in the business.

Small Businesses 52

Small Businesses Transactions 52

Lendio

NOVEMBER 29, 2022

For many people, the American Dream is to take a great idea and turn it into a thriving business. Before a lender in particular will approve your application for a business loan , you typically need to prove that you and your business are good credit risks. What Is Peer-to-Peer Lending? Is Peer-to-Peer Lending Safe?

Credit and Collections 72

Credit and Collections Collector Credit Scoring Small Businesses 72

Lendio

DECEMBER 7, 2023

Running a small business often requires making savvy decisions about acquiring necessary equipment without overspending. One popular strategy among small business owners is equipment leasing, which allows you to use high-quality equipment without the financial burden of buying it outright. What is equipment leasing?

Small Businesses 52

Small Businesses Credit Scoring Deductions 52

Lendio

MARCH 21, 2024

For small business owners, the adage “you have to spend money to make money” rings particularly true, especially when it comes to inventory. However, managing a healthy, cash-flow positive business sometimes means turning to additional financial tools – and this is where inventory financing can be a game-changer.

Credit Scoring 52

Credit Scoring Credit and Collections Small Businesses Default 52

NorthOne

JUNE 9, 2023

As a business owner in the electrical industry, you’re likely aware of the potential risks and liabilities associated with your work. That’s why it’s crucial to invest in electrical business insurance. However, accidents can happen, and it’s important to be prepared with the right insurance coverage.

Deductions 52

Deductions Credit Scoring Insurance Companies Small Businesses 52

Lendio

MARCH 13, 2023

Many lawyers, when they first start out, will work out of their home, use their personal cell phone and obtain liability insurance and a simple case management system. Create A Business Plan How To Create A Law Firm Business Plan One of the first steps in starting a law firm is to create a business plan.

Law Firms 52

Law Firms Small Businesses 52

Lendio

MAY 2, 2023

Financial planning is essential for setting informed business goals and guiding your company to long-term success. Here’s what you should know about it, including what it is, how to calculate it, and how it can help guide your strategic business decisions. What Is The Break-Even Point?

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52

Credibly

MARCH 27, 2023

Table of Contents What is Franchise Insurance? What Are the Risks of Not Having Franchise Insurance? Securing the right franchise insurance is essential to risk management and protecting business interests. What is Franchise Insurance? Let’s review how franchise insurance can protect both parties.

Insurance Companies 40

Insurance Companies Cybersecurity Small Businesses 40