Tue.Feb 27, 2024

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Misalignment Between Credit and Sales Spells Trouble

Your Virtual Credit Manager

For a small business owner or executive, navigating credit decisions can be challenging, especially when they clash with the goals of other stakeholders within the company. Situations often arise when the prudent action involves denying credit to a potential customer, imposing limits on existing accounts, or delaying the fulfillment of large orders until payment is received.

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Assessing Nvidia’s Significant Market Influence

Due

Nvidia, a leading technology industry figure, is under intense scrutiny as it gears up to release its earnings report. The market is bracing for a significant shift in Nvidia’s stock , with predictions pointing towards an 11% increase or decrease. This potential fluctuation is not just a number; it carries a historical significance and is expected to influence the entire market.

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We could get a lot bigger if only we sell what we sell!

blue dot counseling

More often than not the great new customer doesn't materialise. What we end up with is a sprat to catch a plankton! The post We could get a lot bigger if only we sell what we sell! appeared first on Blue Dot Consulting.

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Rethinking the EM Corporate Bond Asset Class: Insights for Insurers

Loomis Sayles Credit Research

Despite macro headwinds in 2023, emerging market (EM) debt performance was strong. How do you explain it? EM asset classes did end up having a good year in 2023 in general. I would even suggest that during the year, there was a noticeable shift away from long-held views that EM asset classes are high-beta, driven by developed market growth and monetary policy.

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The link between effective receivables management and business growth | Chaser

Chaser

Effective receivables management is a core function of any successful business, allowing for efficient cash flow and liquidity management. The importance of effective receivables management cannot be overstated, as it directly impacts a company's cash flow, profitability, and overall financial health.

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A Real-World Use Case of Implementing AI/ML to Order Holds

Bectran

As businesses navigate complex financial landscapes, one of the primary challenges that AR and credit management teams face is the sheer volume of data they have to process. The vast amounts of manual processes that traditionally took up significant time and resources are now being targeted for automation, and AI offers a promising path forward. With AI's ability to process data at unprecedented speed and accuracy, tasks such as cash application, credit, collections and dispute management can be

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Surviving The First Year — A Financial Guide for Restaurant Owners

biz2credit

In this article: Starting up: Reality Vs. Expectation Financial guidelines for the first 12 months Survive in your first year and beyond Bridging the gap between small businesses and financing constraints You’ve finally taken the bold step to start your restaurant. Congratulations, it’s a great milestone! But don’t expect it to be all roses.

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What Lenders Need to Know About the CFPB 1071 Rule 

Biz2X

Reading Time: 3 minutes In March 2023, the Consumer Financial Protection Bureau (CFPB) released its latest rule implementing Section 1071 of the Dodd-Frank Act, marking a significant development in small business lending regulation.  This rule requires financial institutions to collect and provide data on lending to small businesses, aiming to enhance transparency, accountability, and fair lending practices.

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Business Line of Credit vs. Credit Card

Lendio

As a small business owner, you know the value of flexibility. Circumstances can change rapidly, for better or worse—a few days of bad weather or a positive Instagram post from a popular influencer can have huge impacts on a small business’ cash flow. In many cases, business is seasonal—companies need to prepare for a busy season while experiencing a slow season, meaning they need funds that aren’t flowing in as revenue.

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Pro-Gest Works on Proposal Featuring 2024 Notes A&E

Reorg Blog

Italian paper and packaging group Pro-Gest is working on a proposal to address its capital structure featuring an amend-and-extend of the company’s 3.25% €250 million unsecured notes, due 2024.

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Navigating the Digital Operational Resilience Act (DORA)

aptic

As the financial landscape continues to evolve in an increasingly d igital world, regulators are adapting to ensure operational resilience. The upcoming Digital Operational Resilience Act (DORA) stands as a pivotal regulatory framework aimed at enhancing the stability and security of the financial sector within the European Union (EU). DORA emphasizes the importance of robust digital operational practices to safeguard financial stability and protect consumers.

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Pro-Gest Works on Proposal Featuring 2024 Notes A&E, Noncore Asset Sales, Potential New Money; Formal Restructuring Talks With AHG Yet to Start

Reorg Blog

The post Pro-Gest Works on Proposal Featuring 2024 Notes A&E, Noncore Asset Sales, Potential New Money; Formal Restructuring Talks With AHG Yet to Start appeared first on Reorg.

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5 Hiring Tactics That Won’t Break the Bank

Due

Hiring is a never-ending cycle for a business. The perpetual process of finding, onboarding, training, and discharging employees isn’t just constant. It’s expensive. Most people have seen the dated statistic that it costs around $5,000 to hire someone. However, the HR professionals at SHRM clarify that this is just the tip of the iceberg. Once you consider the entire impact of employee turnover, it can actually add up to as much as three or four times the position’s annual salary.

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Updated Covenants Tear Sheet: EW Scripps’ Elevated Leverage Ratio Limits Capacity to Pay Dividends, Make Investments

Reorg Blog

The post Updated Covenants Tear Sheet: EW Scripps’ Elevated Leverage Ratio Limits Capacity to Pay Dividends, Make Investments appeared first on Reorg.

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Navigating the 2024 Payment Life Cycle

GoCardless

Guest blog post: Kolleno discuss open banking & the resurgence of Direct Debit

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Oriflame RCF Lenders Hire Linklaters for Debt Negotiations

Reorg Blog

RCF lenders to Oriflame have hired Linklaters as legal advisor for the upcoming debt talks with the Swedish cosmetics group.

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5 Top Tips For Effective Cash Flow Management

Eagle Business Credit

Take the right steps to ensure your business never runs out of money. Managing cash flow is a critical aspect of running a successful business. It ensures that you have enough funds to cover your expenses, invest in growth opportunities, and weather any unforeseen challenges. Here are our top 5 tips on effective strategies to optimize your business cashflow, help maintain a healthy financial position and achieve long-term success. 1.

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Updated Covenants Tear Sheet: EW Scripps

Reorg Blog

Updated Covenants Tear Sheet: EW Scripps’ Elevated Leverage Ratio Limits Capacity to Pay Dividends, Make Investments.

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Codere to Start Talks on Rightsizing of Capital Structure, New Money Provision

Reorg Blog

Reporting: Luca Rossi Codere is about to start talks with its creditors for rightsizing the Spanish gaming company’s capital structure, sources close to the situation told Reorg. The company is likely to need new money as part of the process, sources added.

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Oriflame RCF Lenders Hire Linklaters for Debt Negotiations; Bondholders Working With Sullivan & Cromwell; 2026 Bonds Slide 2 Points to Mid-20s After Q4 EBITDA Collapse

Reorg Blog

The post Oriflame RCF Lenders Hire Linklaters for Debt Negotiations; Bondholders Working With Sullivan & Cromwell; 2026 Bonds Slide 2 Points to Mid-20s After Q4 EBITDA Collapse appeared first on Reorg.

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Investors Weigh How Long Egypt Can Delay Default

Reorg Blog

Sovereign credit investors are pondering when the Arab Republic of Egypt will cave in to the severe pressure Cairo’s debt stack of $200 bn-equivalent.

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Codere to Start Talks on Rightsizing of Capital Structure

Reorg Blog

Codere is about to start talks with its creditors for rightsizing the Spanish gaming company’s capital structure.

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