Thu.Mar 30, 2023

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Retirement and Estate Planning for Broke Individuals

Due

You can help your relatives immensely by setting up an estate plan now, regardless of who you are. Essentially, whatever you own makes up your estate. These assets could be: Any property your own Whatever money you have in a bank account Stocks, bonds, and mutual funds invested through a taxable brokerage account A Roth IRA Your prized vinyl, stamp, coin, or art collection Having a say in how your estate is distributed is essential to your estate planning.

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P2P fraud and emerging AML trends

Abrigo

P2P fraud can be difficult to detect Knowing how criminals avoid detection can help minimize losses at your financial institution. Would you like other articles like this in your inbox? This article was written by Olivia Boyer, CAMS & Joann Millard, CAMS, of Abrigo Advisory Takeaway 1 P2P payments move from one individual account to another digitally, and they are becoming more commonplace.

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The Top 5 Reasons Why Businesses Consider Outsourced Bookkeeping Services

Accounting Department

As a business owner, there are many tasks that you need to handle to ensure the smooth running of your operations. Among these tasks, bookkeeping is perhaps one of the most critical yet time-consuming on the list. Keeping financial records organized and up to date is essential for making informed business decisions , yet it can be quite overwhelming, especially if you don't have a background in such an area.

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Payroll Financing: Small Business Loans To Make Payday

Lendio

While there’s no specific loan product called a “payroll loan” for small businesses, there are several business financing options available that can be used to cover payroll expenses. This allows you to keep your operations running smoothly, even if you’re experiencing short-term cash flow issues. Benefits of Payroll Financing Covering payroll is one of the top four reasons business owners get a loan with Lendio.

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Everything You Need to Know About Trademarking Your Business

Inc. Authority

What do Google, Walmart, Pepsi, Exxon, McDonald’s, and Gatorade have in common? The answer is a trademark. As some of the most widely recognized trademarks, these businesses are easily identified in the marketplace. And while many business owners wonder whether … Continue reading → The post Everything You Need to Know About Trademarking Your Business appeared first on Inc Authority.

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How To Create A Competitive Analysis For Your Business Plan

Lendio

To gain a competitive edge and create sustainable revenue, businesses should conduct a thorough competitive analysis. This involves identifying competitors by product line or service and market segment, assessing their market share, strengths and weaknesses, and any barriers to entry. It is also important to consider Porter’s Five Forces , including the level of competition, threat of new competitors or services, and impact of suppliers and customers on price.

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What Is Invoice Financing And Is It Right For Your Business?

Lendio

Invoice financing is a loan product that enables a company to borrow against its outstanding invoices. It is usually used by companies for working capital, but it can also be used for business growth and expansion. Invoice financing for small businesses is a legitimate financial tool and is routinely used by small businesses across the country. If you’re considering invoice financing, here’s everything you need to know.

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9 Reasons Small Businesses Should Invest in Commercial Real Estate

biz2credit

Types of commercial real estate investments 9 reasons to invest in commercial real estate How to invest in real estate as a small business owner Small business loans for commercial real estate investors Types of commercial real estate investments Small business owners that are interested in getting started with commercial real estate (CRE) investing must … Continue reading "9 Reasons Small Businesses Should Invest in Commercial Real Estate" The post 9 Reasons Small Businesses Should Invest

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How to Start a Business in Georgia

incfile

Planning to launch a small business and got Georgia on your mind? Things are pretty peachy for business owners in "The Empire State of the South." In fact, Georgia is frequently named one of the top U.S.

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RX 101: Banking Act 2009 Powers Explained as SVB Narrowly Avoids BIP; £85,000 Depositor Protection Brings Little Comfort to Corporates; AT1 Mandatory Conversion Powers Possible

Reorg Blog

The post RX 101: Banking Act 2009 Powers Explained as SVB Narrowly Avoids BIP; £85,000 Depositor Protection Brings Little Comfort to Corporates; AT1 Mandatory Conversion Powers Possible appeared first on Reorg.

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DEI Pillars in the Workplace | Incfile

incfile

DEI or “Diversity, Equity, and Inclusion” initiatives are crucial to creating an inclusive workplace where the culture is up-to-date and employees feel comfortable.

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RX 101: Banking Act 2009 Powers Explained as SVB Narrowly Avoids BIP

Reorg Blog

The post RX 101: Banking Act 2009 Powers Explained as SVB Narrowly Avoids BIP appeared first on Reorg.

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FHA Loan Pros and Cons

CreditStrong for Business

The Federal Housing Administration (FHA) is a government agency created to stimulate the housing industry and make homeownership more accessible. One of the primary ways it accomplishes those goals is to insure mortgages for approved lenders. There are significant FHA loan pros and cons to help you determine whether they might be a good fit for you.

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Is Commercial Real Estate the Next Domino to Fall?

Loomis Sayles Credit Research

With signs of stress in the banking sector, we are starting to see the impact of 500 basis points of interest rate hikes. Now the markets are buzzing about whether commercial real estate (CRE) could be the next domino to fall. Why are people worried about CRE specifically? One reason is because CRE loans are highly concentrated in small and mid-sized banks.

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