Tue.Nov 14, 2023

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Balancing Credit Sales with Profits

Your Virtual Credit Manager

Credit Policy is an inextricable part of a company’s Sales Policy. If you choose to sell on open credit, the terms you offer are in effect part of the price. If you discuss credit terms with a competitor, you are in violation of anti-trust statutes forbidding price fixing. Credit industry groups discuss the payment history of common customers, but they always have an independent moderator present so that customer discussion do not veer off onto the topic of how individual companies plan on

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Optimizing Spending for Improved Profitability

Accounting Department

As a small and medium-sized business (SMB) owner, managing your cash flow and expenses is crucial to keep your business afloat and profitable. But in today's ever-changing business landscape, controlling costs is easier said than done.

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Revolving Line Of Credit: Calculate The Interest And Payment

Lendio

If you’re a business owner, you may have considered applying for a revolving line of credit. This type of financing can be a flexible and accessible way to access funds when you need them. However, before committing to a revolving line of credit, it’s important to do the math and understand the terms of the loan. In this article, we’ll explore how to calculate the interest and payment on a revolving line of credit and provide tips for applying for this type of financing.

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Winter is coming – be prepared!

blue dot counseling

The economic headwinds are blowing stronger and there's plenty you can do to batten down the hatches and prepare your business for a recession. The post Winter is coming – be prepared! appeared first on Blue Dot Consulting.

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EM Corporates & ESG: A Surprisingly Strong Opportunity Set

Loomis Sayles Credit Research

Gro wing at a cumulative rate of over 300% since 2010, emerging markets (EM) corporates represent a robust and diverse asset class, currently worth more than $2.5 trillion. While investors are often drawn to the asset class for a variety of reasons, including the potential for diversification benefits or attractive yields, many perceive the entire EM corporate asset class as being at odds with ESG investing.

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China Vanke Largest Shareholder to Purchase Urban Renewal Projects

Reorg Blog

China Vanke announced to the Hong Kong stock exchange on Monday, Nov. 6, that Shenzhen Metro Group Co. Ltd. stated that it is firmly optimistic about the prospect of the company.

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Local Govts Begin Issuing Special Refinancing Bonds

Reorg Blog

Local governments in China in late September began issuing special refinancing bonds, said two sources familiar with the matter.

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What is an SBA Loan?

Lendio

If you’re a small business owner looking for financing options, you may have come across the term “SBA loan.” But what exactly is an SBA loan? In this blog post, we’ll dive into the details of what SBA loans are and help you understand if getting one is the right option for your business. SBA Loans What is an SBA loan? How do SBA loans work?

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Party City’s Anagram Seeks Sale by Year-End

Reorg Blog

Anagram Holdings LLC and two affiliates filed chapter 11 cases on Wednesday, Nov. 8, in the U.S. Bankruptcy Court for the Southern District of Texas.

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2024 Planning Tips for Finance Teams: How to Unlock Growth in an Uncertain Economy

Plooto

From accountants to CFOs, small business finance teams are the unsung heroes of the global economy.

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Distinguishing the ‘True’ Double Dips From the ‘Pari Plus’

Reorg Blog

The post Distinguishing the ‘True’ Double Dips From the ‘Pari Plus’ appeared first on Reorg.

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Laundromat Startup Cost: Financing Your Business

Lendio

For the right entrepreneur, laundromats can be an exciting business opportunity. Sure, laundry might not be your passion, and if you run a laundromat, you should expect to work long hours in a very humid space. Laundromats might not be as glamorous or exciting as other business ventures, but the fact remains that many people use laundromats on a consistent, repeated basis—which means consistent, repeat revenue for the laundromat owner.

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Inflation’s Impact on Markets and Federal Reserve

Due

In today’s financial world, market fluctuations are a constant concern for investors and the economy as a whole. One significant factor that contributes to these fluctuations is inflation. In this article, we will explore the role inflation plays in the market, its relationship with the Federal Reserve’s interest rate decisions, and the importance of keeping a close eye on economic trends.

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House Republicans Postpone Vote on Appropriations Bill

Reorg Blog

The Republican leadership of the House of Representatives today postponed a vote at the last minute on an appropriations bill that would cut funding for the Securities and Exchange Commission, the Consumer Financial Protection Bureau, the Federal Trade Commission and other federal agencies.

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Successfully Living on One Income: 12 Tips and Strategies

Due

The number of U.S. households with dual income has risen from 51.9% in 2010 to 53.3% in 2019. According to the Bureau of Labor Statistics , however, 61.1% of married couples with children have both parents working. At least one parent in 97.4% of married-couple families with children was employed in 2022, and 65.0% of these families had both parents employed.