Fundera

MARCH 16, 2018

One size doesn’t fit all for most things small business, and that’s the case with lead generation strategies, too. Even knowing that, though, many small business owners still struggle to determine which lead generation strategies work for their company, industry, or for business size. But why? Well, paralysis of choice, for one. In this era of digital marketing, there are just so many lead generation tactics.

Small Businesses 111

Small Businesses Transactions 111

GoCardless

MARCH 2, 2018

The ultimate guide to getting paid on time for SME accountancy firms. We guide you through 5 practical, low-cost, high-impact tactics that will reduce your firm's average payment times and debtor days.

Accounting Firms 52

Accounting Firms 52

Fundera

MARCH 2, 2018

Come tax season, the nice thing about small business income taxes (yes, there’s a nice thing ) is that they’re generally fairly predictable. From an accountant’s perspective, a small business owner’s taxes follow a pattern of calculating, reporting, and paying that repeats on a set schedule. In the case of business income taxes, the schedule is most often a series of quarterly estimated payments in combination with an annual business income tax return.

Small Businesses 98

Small Businesses Deductions Credit and Collections 98

Fundera

MARCH 20, 2018

Have you noticed more and more people quitting their jobs… and going to work for themselves? It’s not just you! The number of self-employed workers is growing, and quickly. According to results from FreshBooks’ Second Annual Self-Employment Report , nearly 27 million Americans are anticipated to leave traditional work behind in favor of self-employment by the year 2020.

Small Businesses 90

Small Businesses 90

Fundera

MARCH 18, 2018

You’ll hit plenty of milestones when you start your own business. Some are a bit more exciting than others: picking out a logo, getting your first client, or making your first million dollars. Less exciting for a founder is figuring out what they need to open a business bank account. It’s far from the most glamorous task that business owners need to tackle.

Credit and Collections 82

Credit and Collections Transactions Small Businesses 82

Fundera

MARCH 11, 2018

As a small business owner busy running just about everything, you’re not alone if you feel insanely frustrated by the prospect of having to haul yourself all the way to a bank branch to open a business bank account. That’s why it’s certainly worth looking into how to open a business bank account online from the comfort of your own office or home. Because, hey, why not?

Credit Unions 76

Credit Unions Small Businesses Transactions 76

Fundera

MARCH 6, 2018

If you’ve done any research into various small business loan options, you probably have discovered that loans backed by the U.S. Small Business Administration are some of the best—and most highly coveted. But if they offer so many loan products—which they do—how hard is it to get an SBA loan? Well, the TL;DR of it is, unfortunately, hard. SBA loans tend to carry the lowest interest rates and longest repayment terms available, while also offering funding for amounts more substantial than bo

Credit Scoring 76

Credit Scoring Small Businesses Bankruptcy Transactions 76

Fundera

MARCH 21, 2018

Need funding? Then your first stop might be to head to your local bank to see if you’re one of the best candidates for a local small business loan. And that makes sense, since banks tend to offer great rates on their loan products. But it can be pretty hard to get one of these local business loans, whether that’s a term loan or a highly coveted SBA loan , since they’re both so in demand.

Credit Scoring 73

Credit Scoring Bankruptcy Default Small Businesses 73

Fundera

MARCH 23, 2018

Nearly every small business owner understands the need for funding. No matter what stage your business is in, understanding your options for loans for business owners is always a good thing. Because whether you’re in the early stages of growing or you’re well established and ready to expand, you always want to know how to have enough money on hand. When you haven’t been through the small business loan process before, you can easily feel smothered when looking through all of the financing options

Credit Scoring 73

Credit Scoring Small Businesses 73

Fundera

MARCH 6, 2018

If you’re starting out as a freelancer, often, one of the first pieces of business advice you’ll get is to set up an LLC. OK, then, how do you set up an LLC as a freelancer—and, wait, why do you want to do this, exactly? These are both really, really good questions, and if you’ve just jumped head first into solopreneurship, you shouldn’t feel shy about asking them.

Bankruptcy 72

Bankruptcy Small Businesses 72

Fundera

MARCH 27, 2018

Here’s your factoid of the day: Businesses that harness digital technology earn twice as much revenue per employee as businesses that don’t, according to a Deloitte study. But researchers conducting the same study found 80% of small businesses aren’t taking full advantage of technology. Although that statistic might seem insane when you look at the raw numbers, it makes sense when you think about the cost.

Small Businesses 70

Small Businesses 70

Fundera

MARCH 26, 2018

We all have a favorite personal bank—perhaps the one you grew up using or wherever you had your first bank account. But when you need to choose the best business checking account for your LLC, pure loyalty simply isn’t enough. There’s actually a lot that goes into this decision, since where you set up your business bank account for the LLC you’ve just established could affect your business operations.

Transactions 70

Transactions Small Businesses Credit Scoring 70

Fundera

MARCH 21, 2018

Maybe you’ve been working on a side hustle in Brooklyn for a while and a client has asked you to make things a little more official for them. Or perhaps you’ve decided you’re ready to leave your traditional job in Midtown behind and work for yourself. Whatever it is, it’s exciting—but now you need to figure out the steps for how to set up an LLC in NYC.

Default 68

Default Small Businesses 68

Fundera

MARCH 1, 2018

If you’ve started perusing options for small business loans , you’re likely scribbling down lots of questions about the loan process and what you’ll need to qualify. Among them is how much collateral is needed to secure a small business loan. The very short answer: It depends. Sometimes none at all, but other times it’s hard to put a concrete number on it.

Small Businesses 68

Small Businesses Default Credit and Collections 68

Fundera

MARCH 20, 2018

If you’ve ever considered applying for a small business loan at a bank, you might have thought about how to write a business loan request letter. If you haven’t had the pleasure of getting acquainted with the concept yet, a business loan request letter is essentially a letter that goes along with your application packet to a lender. Okay, then—what’s in this document, exactly?

Credit Scoring 65

Credit Scoring Small Businesses Credit Risk Default 65

Fundera

MARCH 8, 2018

Getting your small business off the ground comes with lots of important steps. Even after you get through a ton of paperwork (okay, not an actual ton—but close), you’re still not done. Next you’ll need to set your company up with a business bank account. The nice thing about being a small business owner now is that with the advent of online business banking, it’s become much easier to find the right business checking account for your small business—with plenty of free online business checking a

Small Businesses 65

Small Businesses Transactions Credit Unions 65

Fundera

MARCH 5, 2018

So you have a website for your small business—and you’ve even set up a blog! That’s great. Now what? If you’re regularly posting on your small business’s website , you want to make sure that your blog posts are reaching people—your target audience specifically—and not just languishing in cyberspace, unread. You want your business’s blog to look professional, feel authoritative, but be interesting to read, too.

Small Businesses 65

Small Businesses 65

Fundera

MARCH 14, 2018

Whether you’re delivering orders or shuttling between client meetings, gas can easily become a large cost for your small business. Branded gas credit cards can provide relief at the pump—but there are a some better, perhaps surprising, options that provide more value. We’ll break down the advantages of gas cards, tell you why you might want to steer clear of branded gas cards, and name the top offers on the market.

Small Businesses 62

Small Businesses 62

Fundera

MARCH 15, 2018

This guest article was written by Art Omega, an underwriter for BlueVine. Born and raised in the San Francisco Bay Area, he’s been in the factoring industry for more than 15 years, and is addicted to live escape room games. If you’re new to invoice factoring, you’ll be excited to find out that it’s a small business loan option that can help fix your business’s cash-flow problems.

Vendor Portals 61

Vendor Portals Invoice Amount Small Businesses 61

Fundera

MARCH 3, 2018

Every small business owner is different in that they’re pursuing different goals—but the same in that they’d always love a little bit of extra cash in hand. And while going all-in on a small business loan can be a big step that not every company is willing to make, a business credit card is a smart decision for almost all small businesses that need immediate access to capital.

Small Businesses 61

Small Businesses Transactions 61

Fundera

MARCH 10, 2018

No matter the size of your business, applying for a business credit card is always a good idea. With a business credit card, you can build up your business’s financial history, mitigate cash flow issues, delegate spending to your employees, keep your personal and business finances separate, and much more. And with the right card, you can earn rewards—like redeemable points, cash back, and even free hotel stays—that will help you run your business smoothly.

Credit Scoring 59

Credit Scoring Credit Card Companies Transactions 59

GoCardless

MARCH 9, 2018

Energy billing blunders hurt supplier and customer. But miscalculation is not the same as misjudgement, so the ways to prevent errors must also differ.

52

52

Fundera

MARCH 12, 2018

No matter what stage of growth your business is in, it’s likely that at some point or another you’ll need to seek financing to grow or keep your business afloat. But what are the best business loans for different growth stages? Truthfully, the best financing for your business depends on what your needs are and what your business qualifies for. However, there are generally some loans that are more ideal for certain growth stages than others.

Credit Scoring 52

Credit Scoring Small Businesses 52

Fundera

MARCH 12, 2018

Understanding, predicting, and managing cash flow are concerns that top small business owners’ lists over and over. When it comes to managing your business cash flow, more options to choose from is always a good thing. Here’s one you might not have heard of yet. To date, over 70,000 small businesses across many industries have worked with Fundbox to solve cash flow problems.

Dashboards 52

Dashboards Credit Scoring Small Businesses Transactions 52

Fundera

MARCH 7, 2018

For many entrepreneurs seeking to fund their next stage of business growth, looking directly to a local bank that you already have an ongoing relationship with seems like the most obvious choice. After all, this lender knows you and your business, which in theory should make the borrowing process easier than if you were to build a new lender relationship from scratch.

Small Businesses 52

Small Businesses Credit Scoring 52

Fundera

MARCH 30, 2018

On those days when you look up and realize you’re out of office supplies, cleaning gear, and you need to stock up for the company’s annual picnic, where do you head? If it’s Walmart, then you might be considering the Walmart Business Credit Card. That makes a lot of sense! It seems logical that using Walmart’s store credit card as a frequent shopper can help you.

Transactions 50

Transactions Small Businesses 50

GoCardless

MARCH 9, 2018

Watch our free webinar and learn how integrating GoCardless with your Xero accounting software can improve your cash flow and save you time.

52

52

Fundera

MARCH 17, 2018

When most people think about small business loans , they’re generally thinking about long-term business loans. They’re classic and traditional—like the power suit of the lending world, if you will. So let’s talk about the usual repayment period for long-term business loans to see if they’ll fit your business as well as your own power suit fits you.

Credit Scoring 49

Credit Scoring Credit Unions Small Businesses 49

Fundera

MARCH 13, 2018

As a new or experienced small business owner, you might already be familiar with the “home-based business” model. And if the business gods have smiled on you, your business might be growing quickly. Which begs the next question: Has your business outgrown its current space? If the answer is yes, then you are probably weighing the pros and cons of buying vs. renting a larger business space.

Credit Scoring 49

Credit Scoring Credit Reporting Agencies Credit Risk Small Businesses 49

Fundera

MARCH 1, 2018

Business loans from major U.S. banks are a highly coveted score among business owners—and Citibank’s small business loans are no exception. Term loans directly from large banking institutions are often offered at longer maturities, lower interest rates, and in larger amounts. But because they’re great products, those major bank loans are the hardest loans to get a hold of.

Small Businesses 49

Small Businesses Credit Scoring 49

Fundera

MARCH 5, 2018

If you’re a member of a credit union, you might have heard that these financial institutions offer competitive rates for business financing. And that’s true—the best credit union business loans , including credit union short-term loans, are among the lowest-interest financing options around. And, if you don’t have a membership at a credit union, and you’re looking to secure a short-term loan , you might be wondering if it’s worth it to go seek out a credit union to join.

Credit Unions 45

Credit Unions Credit Scoring Small Businesses 45