Credit Research Foundation
MARCH 14, 2024
As we embark on the new year, there’s been a renewed interest in a potential black swan event on the horizon. Historically speaking, the term gets its derivation from a Latin expression; its oldest known occurrence is from the 2nd-century Roman poet Juvenal’s characterization in his Satire VI of something being “rara avis in terris nigroque simillima cygno” (“a bird as rare upon the earth as a black swan”).
Your Virtual Credit Manager
MARCH 12, 2024
In B2B commerce, payment systems often rely on manual processes — think paper invoices and checks. A recent article placed in the Wall Street Journal (WSJ) by Deloitte, Trade Credit in Focus: Challenges and Options for the B2B Sector , notes that advancements in technologies like blockchain, robotic process automation (RPA), and AI/ML, are driving digital transformation in areas such as accounts payable (AP) and accounts receivable (AR) processing.
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Plooto
MARCH 14, 2024
What led you to go into the tech industry? I started university studying psychology because it was my passion. In my second year, like everyone does, I took what I thought would be a really easy course: Computer Science 101. Many people might not think computer science would be an easy study, but for some reason, I thought it would be a breeze. Turns out, for me it was.
FundThrough
MARCH 13, 2024
We’ve been noticing a trend: an increasing number of our clients have merchant cash advances (MCAs) listed on their lien reports. A recent U.S. Consumer Financial Protection Bureau report highlights this surge, revealing that MCA use more than doubled over five years, leading to heightened regulatory scrutiny. This quick-fix financial solution, often seen as an […] The post Considering a Merchant Cash Advance?
Due
MARCH 12, 2024
The world of finance is dynamic and ever-changing, offering a myriad of investment opportunities. Two of the most significant players in this arena are the United States and China. Each of these markets has unique characteristics that can influence investment decisions. This article aims to comprehensively analyze these two markets, focusing on their current performance, economic indicators, and potential investment opportunities.
Abrigo
MARCH 13, 2024
How to respond to CRE loan distress Use these tips for banks and credit unions to identify and handle commercial real estate loans that are showing signs of being problem CRE credits. Would you like other articles like this in your inbox? Takeaway 1 Engaging the bank or credit union loan workout team or an outside expert can help restore CRE loans in distress or mitigate their impact.
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Accounting Department
MARCH 12, 2024
Non-profit organizations often stand at the frontier of social change, operating with the noblest of causes but facing challenges unique to their sector, particularly in the financial realm. With a mission-driven focus and often a limited budget, navigating the complex financial landscape of a non-profit can be daunting.
Due
MARCH 13, 2024
The COVID-19 pandemic has left an indelible mark on various sectors of the economy, and the housing market is no exception. As we navigate our way out of the pandemic, many are left scratching their heads, wondering when the seemingly inflated home prices will return to pre-pandemic levels. However, a closer look at the supply and demand dynamics that drive home prices suggests that these high prices may be the new normal.
Abrigo
MARCH 14, 2024
Strengthening customer relationships with tangible value and personal touch Customer retention in banking can be challenging for community financial institutions. Follow this guide for strategies to stay competitive. You might also like this SMB Lending Insights report for banks and credit unions Download report Takeaway 1 Banks need to implement customer retention strategies to keep their valuable customers, not just attract new ones.
Credit Management Group UK
MARCH 11, 2024
Agreeing payment plans with delinquent customers is a common part of credit control. We’ve included some guidelines to help you get the best outcome for your company and to make consequences of defaulting on the agreement clear to your customer. Push back on their first offer of payment, it’s unlikely their first offer is their best offer. Look at what leverage you are using to encourage they pay your debt in the shortest amount of time.
Accounting Department
MARCH 14, 2024
How an ERP system, such as Netsuite, tailored for the unique needs of SMBs, can be a pivotal tool in propelling small businesses to new heights.
Due
MARCH 10, 2024
Nowadays, with just-in-time deliveries and instant gratification, stockpiling food seems archaic, even paranoid. However, having some reserves of a few essentials provides peace of mind and resilience in unforeseen circumstances. Additionally, food security is essential to a person’s well-being. Further, stockpiling is not about preparing for a doomsday scenario.
blue dot counseling
MARCH 13, 2024
I'm sure there are awards ceremonies for credit control and getting paid but if they don't present the Golden Bulldozer award then something is badly wrong in the world of credit management. The post She’s a bulldozer when it comes to credit control and getting paid appeared first on Blue Dot Consulting.
GoCardless
MARCH 15, 2024
Acquisition to create a full-service bank payment provider that will accelerate the execution of GoCardless’ strategy
biz2credit
MARCH 14, 2024
Women-owned businesses make up 39.1% of all businesses in the U.S.—a 13.6% increase in the last 5 years. While this growth is encouraging, digging deeper reveals disparities that should not be overlooked. For example, the annual Biz2Credit Women-Owned Study found that while average annual revenue of women-owned companies increased by 15.5% from the previous year, … Continue reading "Financial Strategies for Women-Owned Small Businesses" The post Financial Strategies for Women-Owned Small B
Due
MARCH 15, 2024
The stock market is a complex and dynamic entity influenced by many factors. One of the most significant factors that can sway the market is inflation. Inflation is a measure of the rate at which the general level of prices for goods and services is rising and, subsequently, purchasing power is falling. The Federal Reserve’s favorite metric for inflation , the Personal Consumption Expenditures (PCE) index, plays a crucial role in shaping the financial landscape.
Reorg Blog
MARCH 12, 2024
Del Monte Philippines, Inc. is encountering uncertain demand for its proposed perpetual issuance, which may necessitate offering yields above 10% to attract investors in the recent market context.
lsq
MARCH 15, 2024
Over the past three years, I have had the opportunity to talk with a number of people at companies of all sizes across the country about their working capital and supply chain needs. One of the most common things I have heard when starting a conversation about a supply chain finance program is, “we are financially stable/have adequate cash flow or we just don’t need a program.
biz2credit
MARCH 12, 2024
In this article: Customer engagement strategies for small businesses Online customer engagement strategies made easy How Biz2Credit assists small business owners secure business funding You’ve created attractive profiles for your brand: on Facebook, Instagram, and even LinkedIn. The first post went great, the same as the second and subsequent ones.
Due
MARCH 15, 2024
Do you ever feel like you’re swimming upstream against your financial current? You are not the only one who feels this way. As of July 2023 — sixty-one percent of consumers were living paycheck to paycheck , according to the New Reality Check: The Paycheck-to-Paycheck Report. In addition, 64 million Americans have debts that are in collections.
Reorg Blog
MARCH 11, 2024
While Rakuten Group Inc has fully funded its November 2024 USD notes maturities through its $1.8 billion senior notes issuance in February, the ¥400 bn ($2.66 bn) of domestic retail bond maturities in the first half of 2025 remains a key rating overhang (S&P: BB, negative outlook).
Emagia
MARCH 15, 2024
Managing credit risk for B2B customers is critical for seamless order to cash (OTC) and working capital cycles. Businesses that follow traditional reactive strategies in OTC processes may find it difficult to collect at-risk future invoices, likely leading to large invoices going delinquent. While optimized credit risk management and accounts receivable processes can positively impact critical KPIs such as revenue leakage, default and delinquency rates, dysfunctional customer relationships, and
Credit Absolute
MARCH 14, 2024
If you have an idea for a new business or a plan for expanding your existing business, your ability to achieve your goals could depend on your ability to receive financing. A transparent understanding of small business loan requirements can better prepare you for the types of questions a bank might ask and the things […] The post What Criteria is Required for a Business Loan appeared first on Credit Absolute.
ForwardAI
MARCH 14, 2024
This free monthly collaborative digital event will highlight industry practices, special guests, and discuss everything from practice management to marketing. PALM SPRINGS, CALIFORNIA, USA, March 14, 2024 / EINPresswire.com / — Matthew Fulton, Founder of QB Community Live and Parkway Business Solutions , and Richard Roppa-Roberts, known as “The ProAdvisor ® Advisor” and the Founder of Roundtable Labs, today announced the launch of Blueprints for Business , a free year-long online series
Reorg Blog
MARCH 11, 2024
The post Europe Care Homes: Staff Shortages, Regulatory Changes, Sale-and-Leasebacks Reduce Cash Flow Visibility; Increasing Occupancy, Easing Inflation Alleviate Some of €4B 2026 Refinancing Concerns appeared first on Reorg.
Emagia
MARCH 15, 2024
Managing credit risk for B2B customers is critical for seamless order to cash (OTC) and working capital cycles. Businesses that follow traditional reactive strategies in OTC processes may find it difficult to collect at-risk future invoices, likely leading to large invoices going delinquent. While optimized credit risk management and accounts receivable processes can positively impact critical KPIs such as revenue leakage, default and delinquency rates, dysfunctional customer relationships, and
Due
MARCH 13, 2024
In most households, food represents a significant portion of their budget. Among U.S. households, for example, food accounted for 12.8% of spending in 2022 , which is third behind housing (33.3%) and transportation (16.8%). Interestingly, a similar trend happened in the 1980s, when consumers spent 11.3% of their disposable income on food. Additionally, the average grocery bill for a U.S. household is $5,703, according to data from the Bureau of Labor Statistics released in late 2023.
The Red Spectrum
MARCH 13, 2024
An excellent tradeline on your business credit profile is necessary to secure loans, lines of credit, and other financing. With a good tradeline, you may be approved for the funds your small business or startup needs to thrive. How about building an excellent tradeline that will bolster your chances of loan approval? This post will provide tips to help small businesses and startups obtain the best possible tradelines and maximize their standing with lenders.
Reorg Blog
MARCH 15, 2024
Following trial on motions from the Office of the U.S. Trustee and shareholder Timothy Culberson asking to transfer venue or dismiss the Sorrento debtors’ chapter 11 cases, Judge Christopher Lopez denied both motions.
TMC Financing
MARCH 13, 2024
Brazilian Karate Instructor Purchases Dojo through SBA 504 Program Since TMC Financing was founded in 1981, we have been privileged to work with many entrepreneurs who have emigrated to the. The post Chinzo Machida: Emigrating to Start a Business, Creating a Global Martial-Arts Movement appeared first on TMC Financing.
Collenda
MARCH 13, 2024
Aryza Launches Aryza Decide: Redefining Credit Risk Management in Lending Aryza Group, a leading provider of financial software solutions, has launched Aryza Decide, a dynamic lending decision engine that empowers financial institutions to swiftly bring innovative products to market while maintaining full control over their credit risk management processes.
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