Gaviti

JANUARY 2, 2024

As a CFO, you have a tremendous responsibility for the financial health of your organization, so it’s essential that you have the tools to continually measure and evaluate your company’s profit, revenue and make critical decisions related to the company’s growth. What is a Cash Flow Metric?

Collection Effectiveness Index 52

Collection Effectiveness Index Average Days Delinquent DSO Days Sales Outstanding 52

Lendio

NOVEMBER 13, 2023

Find a usi In the construction industry, managing cash flow can often feel like building a skyscraper on shifting sands. Cash flow challenges can put construction companies in a precarious position when expenses exceed income. What is construction invoice factoring? How construction invoice factoring works.

Credit and Collections 52

Credit and Collections Credit Scoring Small Businesses 52

Onguard

MARCH 1, 2024

But what happens if customers pay late or not at all for the goods and services they received? But how can we resolve this issue? ‘Debtors are often fully aware of what they have to pay but if it’s not written out, the organisation has nothing to fall back on. . The customer will feel valued and return for more.

DSO 52

DSO Order to Cash Credit Management 52

Lendio

MAY 4, 2023

If you’ve ever found yourself in a position where more money is going out the door of your business than coming in, you’ve experienced negative cash flow. Negative cash flow happens when your expenses are more than your income. This can lead to trouble paying your vendors, employees, or bills.

Credit Scoring 52

Credit Scoring Bankruptcy Small Businesses 52

Lendio

DECEMBER 13, 2023

When your business needs a quick cash infusion to deal with unexpected expenses, seize growth opportunities, or meet urgent operational costs, fast business loans come to the rescue. This guide will walk you through the various options for fast business loans, helping you make an informed decision that suits your business needs.

Credit Scoring 98

Credit Scoring Credit and Collections Small Businesses 98

Lendio

APRIL 2, 2024

These financial records track every credit or debit for your business, noting them under assets and liabilities. Assets refer to anything that is useful or has value to the business (like cash on hand or inventory ). Tracking liabilities is important for any business that wants a clear picture of its cash flow and company value.

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Lendio

MAY 4, 2023

Free cash flow is the money available after your company has paid all its bills and made investments in its future. The free cash flow can be distributed to your company’s owners or can be reinvested in additional projects meant to grow your company.

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Lendio

OCTOBER 27, 2023

Cash flow financing can be a vital lifeline for your business during precarious moments, helping you navigate temporary cash crunches or seize golden opportunities. Understanding the nuts and bolts of cash flow loans can give your business the edge it needs to stay afloat and grow.

Credit and Collections 52

Credit and Collections Credit Scoring Default Small Businesses 52

Lendio

NOVEMBER 1, 2023

There are many different kinds of small business loans, making it essential to do your research before beginning any application process. You’d end up driving home with a new can of paint, but it’s unlikely you’d get the one needed for your specific job. Also consider how long you would like to have to pay the money back.

Small Businesses 98

Small Businesses Credit Scoring Credit and Collections Default 98

Lendio

FEBRUARY 27, 2024

Circumstances can change rapidly, for better or worse—a few days of bad weather or a positive Instagram post from a popular influencer can have huge impacts on a small business’ cash flow. How does a business line of credit work? However, they can provide as much as $250,000 with interest rates as low as 8%.

Alternative Payment Methods 52

Alternative Payment Methods Credit Scoring Credit Card Companies Small Businesses 52

Lendio

OCTOBER 17, 2023

By being prepared and following these simple steps, you’ll be one step closer to achieving your business goals. Let’s learn how to get a business loan. Understand your small business’s needs. You should determine how much money you need, what that loan amount will purchase, and how you’ll pay it back.

Credit Scoring 98

Credit Scoring Credit Unions Small Businesses Transactions 98

Lendio

DECEMBER 1, 2022

One of the hardest things for new business owners to understand is that their earnings and cash flow aren’t the same thing. Your business earns money every time it makes a new sale, but that doesn’t mean it has a positive cash flow. What Is a Daily Cash Report? Choose your date range.

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NorthOne

JANUARY 20, 2023

As a small business owner, you’ve probably got your eye set on one or more goals that will lead to expansion or growth for your company. There is no shortage of budgeting structures available to you, but one method that works well for a lot of business owners is cash flow budgeting. What is cash flow budgeting?

Deductions 52

Deductions Small Businesses 52

Lendio

APRIL 19, 2023

Not only is it necessary for meeting regulatory requirements and obtaining financing, but it’s also essential for informing your business decisions. Let’s further explore what you should know about financial reporting as a small business owner, including what it entails, why it matters, and how to go about it.

Credit and Collections 52

Credit and Collections Small Businesses 52

Lendio

MAY 23, 2023

Effective cash flow management is crucial for the financial health and stability of any entity, whether it’s a small business, a large corporation, or an individual. It helps to ensure that there is sufficient cash on hand to cover operational expenses, invest in growth opportunities, and handle unforeseen circumstances.

Chapter 11 52

Chapter 11 Chapter 7 Chapter 5 Small Businesses 52

Lendio

OCTOBER 18, 2023

When running a medical practice, cash flow is often a top concern. But what exactly is medical factoring? What is medical factoring? This third party, known as a factor, then advances the medical practice with immediate cash for these outstanding invoices. How does medical factoring work?

Insurance Companies 52

Insurance Companies Credit and Collections Deductions Transactions 52

Lendio

NOVEMBER 7, 2023

You can launch your own business from the ground up, you can partner with someone else, or you can even buy a small business outright. Buying a small business can create a unique stream of income and help you to launch your new career—you just need to know where to find them and how to invest.

Small Businesses 97

Small Businesses Credit and Collections Credit Scoring 97

Lendio

MAY 4, 2023

But if you’re a small business owner, it’s equally important to have a budget for your business to ensure that your business is meeting its goals. In fact, a business budget might be the most essential business tool for taking your business to the next level. Why Does Your Business Need A Budget?

Small Businesses 52

Small Businesses 52

Emagia

MARCH 15, 2024

Managing credit risk for B2B customers is critical for seamless order to cash (OTC) and working capital cycles. The enterprise management solutions like ERPs that are used for order to cash process don’t have inherent actionable intelligence to predict and manage future payment cycles and therefore the cash flow.

Credit Risk 52

Credit Risk Default Credit Management Credit and Collections 52

Emagia

MARCH 15, 2024

Managing credit risk for B2B customers is critical for seamless order to cash (OTC) and working capital cycles. The enterprise management solutions like ERPs that are used for order to cash process don’t have inherent actionable intelligence to predict and manage future payment cycles and therefore the cash flow.

Credit Risk 52

Credit Risk Default Credit Management Credit and Collections 52

Abrigo

APRIL 15, 2022

Would you like other articles like this in your inbox? Takeaway 1 Liquidity is the capacity to meet cash and collateral obligations readily at a reasonable cost. Takeaway 2 Liquidity measurements can be based on assets, cash flow, or contingent sources of liquidity. How fast can we get the money?

Credit Unions 78

Credit Unions 78

NorthOne

JANUARY 20, 2023

No matter the size of your business, your cash flow is your lifeblood. It’s the factor that determines your ability to expand your offerings and services, affects how you can increase your reach to new audiences, and impacts your ability to keep your business running.

Transactions 52

Transactions Small Businesses 52

Abrigo

JANUARY 24, 2024

Account for the details before your FDIC bank acquisition Consider these tips for assessing your institution and a to-be-acquired institution for a smooth integration You might also like this webinar, "Valuation and purchase accounting: Navigating the changing M&A landscape." Should we panic?

CECL 78

CECL Credit Risk 78

Lendio

NOVEMBER 1, 2023

You might consider an SBA microloan if you’re trying to start a business or expand your current small business. Before applying, however, it’s key that you understand how the program works and its eligibility requirements, as this information will help you determine whether or not an SBA microloan is the right choice for your business.

Small Businesses 97

Small Businesses 97

NorthOne

JUNE 8, 2023

As a salon owner, a crucial component of your business success is proper accounting. It’s not just about keeping track of your revenue and expenses, but also understanding the financial health of your salon to make informed decisions. Accounting can be viewed as telling the financial story of your business.

Deductions 52

Deductions Transactions Small Businesses 52

Lendio

APRIL 23, 2024

Even if you don’t know what ACH stands for, you’ve probably taken advantage of ACH transfers. If you’ve received your paycheck as direct deposit, sent a few bucks to a friend through Venmo, or paid your power bill online, you’ve used ACH. What are Automated Clearing House (ACH) transactions? How do ACH payments work?

Transactions 52

Transactions Small Businesses Electronic Funds Transfer Credit and Collections 52

Abrigo

OCTOBER 4, 2022

You might also like this checklist, "6 Reasons to update your core deposit analysis." Takeaway 3 Innovation and continued digital transformation are necessary to pull ahead of your competition and take full advantage of rising rates. Is that what we are seeing? Financial institutions must plan to take advantage of rising rates.

Credit Unions 78

Credit Unions CECL Credit Risk 78

Lendio

NOVEMBER 13, 2023

As your business starts to grow, you may encounter clients with orders that you can’t fulfill immediately. Completing these orders could be huge for your business—both financially and for your reputation—but you might not have the resources and funds at that stage. What is purchase order financing?

Transactions 87

Transactions 87

billtrust

NOVEMBER 1, 2022

10 strategies for optimizing your accounts receivable to maximize your ROI. Share with your network: Mail. What you’ll learn. After all, staying in business is hard if you can’t collect the money your customers owe you. Read on for tips on controlling your AR and maximizing your ROI today.

Accounts Receivable (AR) 52

Accounts Receivable (AR) Bad Debt Days Sales Outstanding DSO 52

The Red Spectrum

APRIL 26, 2023

However, with the right strategies, you can successfully build your business and take it to the next level. In this guide, we will provide tips and insights on building your business, including using net 30 vendors and increasing your credit limit. Next, define what you want to achieve in the short and long term.

Credit Scoring 60

Credit Scoring 60

Abrigo

AUGUST 30, 2022

Expanding the commercial loan portfolio in today's market With the right strategies, banks and credit unions can expand their commercial loan portfolios successfully. You might also like this webinar on commercial lending strategy. Takeaway 3 Risk mitigation is essential to understanding the impact of lines of credit on profitability and allowance.

Credit Unions 78

Credit Unions Credit Risk Credit and Collections Small Businesses 78

Lendio

DECEMBER 11, 2023

A well-planned and executed holiday marketing campaign can make a significant impact in getting your brand noticed and maximizing your revenue potential. This guide will provide insights into effective holiday marketing strategies and ideas to help your business shine brighter this season. Nail your online strategy.

Small Businesses 98

Small Businesses 98

Lendio

MARCH 21, 2023

Because unlike completing your resume or college application, the process of completing your business plan has been proven to improve your success—not only in gaining funding, but when executing on your business. The same process holds true when assessing private companies like yours.

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NorthOne

APRIL 27, 2023

Accounts payable is a summary of your company’s short-term debt obligations, and is therefore a credit. The sum total of your accounts payable is a liability because it represents a balance owed to your vendors, suppliers, and creditors. What is accounts payable and why is it important? This is considered cash outflow.

Small Businesses 52

Small Businesses Transactions 52

Lendio

MARCH 13, 2023

For many businesses that get paid through invoices or bills, accounts receivable is critical for understanding the overall financial health of your company. What Is Accounts Receivable? What is Accounts Receivable? Most commonly, accounts receivable occurs in the form of outstanding invoices or bills.

Allowance for Doubtful Accounts 52

Allowance for Doubtful Accounts Bad Debt Credit and Collections Credit Sales 52

Lendio

DECEMBER 1, 2022

What’s your strategy? Is it smarter for your business to face economic challenges head-on or would it be wiser to scale back this time around? Turns out, both approaches have value, although the one you choose may help determine the path your business takes as the economy returns to normal. Start with the easy choices.

Small Businesses 52

Small Businesses 52

Lendio

MARCH 21, 2023

With traditional loans, lenders often place an emphasis on a company’s creditworthiness and cash flow when determining whether to approve applications for business funding. How Does Asset-Based Lending Work? Asset based financing can come in several different forms.

Credit Scoring 52

Credit Scoring Default 52